Preamble

The Personal Finance and Credit Management Program is aimed at empowering participants with practical skills to manage personal finances effectively and build a strong credit profile. The program focuses on fostering financial discipline, understanding credit systems, and leveraging credit as a tool for growth.

Objectives

1. Provide foundational knowledge of personal finance and credit systems.
2. Equip participants with strategies to effectively manage debt and improve credit scores.
3. Enhance decision-making skills for responsible borrowing and credit utilization.
4. Promote financial stability through planning, budgeting, and disciplined credit use.

Training Content

1. Fundamentals of Personal Finance
2. Budgeting and Cash Flow Management
3. Understanding Credit Scores and Credit Reports
4. Debt Management and Consolidation Strategies
5. Responsible Borrowing and Credit Utilization
6. Planning for Financial Independence

Target Participants

• Employees
• Entrepreneurs
• Young Professionals
• Business Owners
• Individuals interested in improving credit management skills